Money earning apps have changed how people make extra income. You do not need to invest money upfront. You do not need special skills or equipment. You just need a smartphone and spare time. These apps pay you for simple tasks. You complete surveys. You watch videos. You share links. You give opinions. Each task pays a small amount. But the amounts add up over time.
Some apps give cash. Others give gift cards or credits. Some require daily activity. Others work passively. The key is choosing apps that match your lifestyle and goals. If you have thirty minutes during your commute you can earn. If you shop online regularly you can earn cashback. If you follow sports you can play fantasy games without investment. These nine apps represent different ways to earn money in 2026 without spending anything first.
Best 8 Money Earning Apps
1. Swagbucks
Swagbucks lets you earn points called SB. You complete surveys. You watch short videos. You explore offers from brands. Each activity gives you points. The points accumulate in your account. When you have enough you redeem them.
PayPal cash is one option. Gift cards are another. Amazon gift cards are popular. Users also earn extra through daily tasks. Shopping through the app gives cashback in the form of SB points. You buy things you were going to buy anyway. You get points for doing it through Swagbucks.
The platform is ideal for users who want multiple ways to earn from one place. You do not need to download five different apps. Swagbucks combines surveys, videos, shopping, and tasks. Everything is in one place. You open the app when you have free time. You complete whatever tasks are available. The points add up over time.
2. ySense
ySense is a global platform. It pays for micro tasks. Surveys are common. Testing apps pays. Simple jobs pay. The work is not difficult. It just requires time and attention.
Earnings accumulate in your account. When you reach the minimum threshold you cash out. PayPal is one option. Gift cards are another. The platform is especially useful for consistent small income. If you stay active every day the earnings add up. One survey might pay little. Ten surveys over a week pay more. A month of daily activity pays noticeably.
It is not a salary. It is supplemental income for people with spare time.
3. AttaPoll Surveys
AttaPoll provides paid surveys and tasks from market research companies. Companies want to know what consumers think. They pay AttaPoll. AttaPoll pays users. Users complete simple surveys or small tasks. The questions are straightforward. You give your opinion. You get paid.
Cash rewards accumulate. The app offers a low minimum payout. You do not need to wait until you earn fifty dollars. You can withdraw earnings sooner via PayPal or gift cards. That quick access matters to users who want to see results fast.
Referral rewards exist. You invite friends. They join. You get a bonus. Frequent survey opportunities keep the app useful. Some survey apps run out of surveys quickly. AttaPoll seems to have a steady supply. Users who check daily usually find something available.
Also Read: Top 6 Sports App Development Companies (2026 Updated Lists)
4. Real11
Real11 is a fantasy sports platform. Most fantasy platforms require payment to enter contests. Real11 offers free to play contests. You do not pay to enter. You can join free games and win rewards in some formats.
Multiple sports are available. Cricket is popular. Football is popular. Users build teams. They compete against others. Winners get rewards. The rewards might be small but they cost nothing to pursue.
The platform is a good option for people who enjoy sports and want potential rewards without upfront cost. You follow cricket anyway. You have opinions about which players will perform well. Real11 lets you test those opinions and potentially earn something. It combines entertainment with earning opportunity.
5. Google Opinion Rewards
Google Opinion Rewards is straightforward. Users answer quick surveys provided by Google. The surveys are very short. Most take less than a minute. Questions are simple. Google wants consumer feedback. You provide it.
On Android the rewards come as Google Play credits. You can use those credits to buy apps, games, or in app purchases. On iOS rewards may be paid via PayPal. That gives iPhone users actual cash instead of credits.
Surveys are usually very short and easy to complete. You do not need special knowledge. You just answer honestly. The app is best suited for casual earners. You are not going to make a living from Google Opinion Rewards. But you will make small amounts of money with very little effort. The surveys come occasionally. You answer when they appear. The rewards accumulate slowly but surely.
6. EarnKaro
EarnKaro is an affiliate marketing app. You share product links from Amazon, Flipkart, and other stores. When someone purchases via your shared link you earn a commission. The concept is simple. You recommend products. People buy them. You get paid a percentage.
The app works especially well for people active on social media or messaging platforms. You share links on WhatsApp groups. You share links on Facebook. You share links on Instagram. If you have an audience that trusts your recommendations EarnKaro can generate income.
The platform is best for users who want passive income and commission based income streams. You share a link once. Multiple people might use it. Each purchase earns you money. You do not need to do additional work after sharing the link. That makes it passive. The more links you share and the larger your audience the more you can earn.
7. PollPe
PollPe pays users for completing polls, surveys, quizzes, and daily tasks. You earn points or coins with each activity. The points accumulate. When you have enough you redeem them. Cash is one option. UPI transfer is available for Indian users. Gift cards are another option.
Activities include surveys, quizzes, and simple engagement tasks. You might answer questions about brands. You might take quizzes on current events. You might complete daily check ins. Each activity is quick. None require deep thought or expertise.
Referral bonuses exist. You invite friends to join PollPe. They start earning. You get a bonus. Daily streak tasks can boost earning potential. If you use the app every day for a week you get extra points. That encourages consistent usage. The more consistently you use PollPe the more you earn.
8. CashKaro
CashKaro is a cashback app. You shop through its links and get money back. It works with big online stores like Amazon, Myntra, and Flipkart. You were going to shop at these stores anyway. CashKaro just gives you money back for doing it through their links.
Cashback accumulates in your account. When you reach the minimum amount you transfer it to your bank account or Paytm wallet. The process is simple. You open CashKaro. You find the store you want. You click through to that store. You shop normally. The cashback appears in your CashKaro account within a specified time.
Extra earnings are possible through referral bonuses. You invite friends to use CashKaro. They shop. You get a bonus. Seasonal cashback deals increase earnings during festivals or sales. During Diwali or Big Billion Day the cashback percentages often increase. Smart shoppers time their purchases to maximize cashback.
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